Wallet Marketplace Swap Security The app Company Join the beta
Private beta · Android · India

Crypto that moves like money.

A custodial wallet and a peer-to-peer marketplace for USDT, USDC, TRX and BNB across TRON, Polygon and BNB Smart Chain. Buy for rupees with escrow, swap across chains, send to anyone by phone number — with Aadhaar and PAN verification from the first tap.

Aadhaar + PAN KYC Escrow on every trade Three chains, one balance
Networks
3
TRON · Polygon · BNB Smart Chain
Marketplace release
Instant
when a matching UPI credit lands
Solvency check
every 5 min
ledger vs on-chain, all assets
Wallet

One balance. Three chains.

Every account gets its own deposit address on each network. Deposits are detected on-chain, credited on confirmation, and every credit is written to a ledger that is reconciled against the chain — continuously, not at month end.

  • Withdraw to any address on the same network, with per-asset limits and a timelock on large amounts.
  • The chain is never guessed. USDT on TRON and USDT on BNB Smart Chain are held and shown separately.
  • Gas is our problem, not yours. Network fees are handled by the platform's own wallets.
Assets you can hold
USDTTRON (TRC-20) · BNB Smart Chain (BEP-20)
$
USDCPolygon PoS
T
TRXTRON native
B
BNBBNB Smart Chain native
Networks
TRON Polygon PoS BNB Smart Chain
Buy USDTSell USDT
Example offers · not live prices
SellerPriceUSDTLimitsPays via
RKRahul K.99.2% · 1,204₹88.40/USDT2,410₹1,000 – ₹1,50,000UPIIMPS
SPSneha P.98.7% · 386₹88.45/USDT640₹500 – ₹50,000UPI
AMArjun M.100% · 92₹88.52/USDT5,000₹10,000 – ₹4,00,000IMPSNEFT
DVDivya V.97.9% · 2,018₹88.60/USDT1,120₹2,000 – ₹1,00,000UPIIMPS
Trade #A7F3 · 500 USDT · ₹44,225Instant Release on
Locked in escrow500 USDT held by the platform
₹44,225 paidUPI, buyer → seller directly
Releasedmatched to the paisa · 4 s
Marketplace

Buy and sell for rupees, with escrow.

The market sets the price. The platform holds the crypto until the rupees have arrived, and steps in only if the two sides disagree — with a dispute process and a right of appeal.

  • Instant Release. Opt in, and a payment that matches to the paisa releases the escrow in seconds — no tapping, no waiting for the seller to wake up.
  • Payments are checked against the name on the KYC, so a third party cannot pay on someone else's behalf.
  • Both directions. Post a buy offer or a sell offer; take either.
Swap

Cross-chain, one tap.

Move between USDT, USDC, TRX and BNB across networks at a live quote. The quote is locked for thirty seconds so the price you saw is the price you get.

  • Settled from platform liquidity, so a swap completes without waiting for a counterparty.
  • Rate, fee and what you receive are shown before you confirm — and confirmed with your PIN.
A quote, as the app shows it
from 10.000000 USDT · TRON
to 9.974120 USDC · Polygon
rate 1 USDT = 0.997412 USDC
quote valid 00:27
confirm with PIN →
USDTUSDCTRXBNB
Send by phone numberInstant, free, between accounts on the platform. Confirmed with your PIN.
Gift with a linkSend crypto to someone who is not on the app yet. Unclaimed gifts return to you after 30 days.
Referral rewardsEarn when someone you invited completes verification.
Mobile recharge soonPay a prepaid recharge in USDT; the biller is paid in rupees through a BBPS partner. Launching once the partner goes live.
Send · Gift · Pay

Money that reaches people, not addresses.

A 34-character address is fine for a machine. Between people, a phone number is enough — and a gift can travel as a link to someone who has not installed anything yet.

Custody · Security · Compliance

Built to be audited.

We hold customer funds, so the question that matters is not "is it encrypted" but "can it be proven". These are the controls that run in production today — not a roadmap.

  • Keys are wrapped by AWS KMS and never stored in plaintext; withdrawal caps and timelocks bound what any single failure can move.
  • Solvency is reconciled every five minutes — ledger against chain, per asset, per network — with an automatic pause if they disagree.
  • Encrypted backups every hour, test-restored, ledger re-checked to the last unit.
  • In the app: PIN on every money action, biometric lock, screenshots blocked, rooted devices refused.
Compliance, plainly
Identity before tradingAadhaar via DigiLocker, PAN verification, and a liveness check matched to the Aadhaar photograph. We keep only the last four digits of Aadhaar.
Every address screenedDeposit and withdrawal addresses are checked against sanctions blocklists and a blockchain-analytics provider.
Tax handled, not hiddenPAN is mandatory. TDS on virtual-digital-asset transfers is computed and recorded per the Income-tax Act; statements are available in the app.
Registration in progressAryavart Digital Technologies is registering with FIU-IND as a reporting entity under the PMLA. We are not a bank and are not regulated by the RBI.
Home screen: balance, quick actions, recent activity Wallet: per-asset, per-network balances Marketplace: live buy and sell offers Swap: cross-chain quote with countdown
The app · real screens
01 · Home

Everything on one screen.

Balance across every network, the six things you do most, and what happened last — in the language you chose from eleven.

02 · Wallet

Every asset, every network, separately.

A deposit address per chain, a balance per asset per chain, and a withdrawal that knows which network it is on.

03 · Marketplace

Offers from real people, at their price.

Filter by asset, payment method and limits. Accept, pay, done — escrow does the trusting for you.

04 · Swap

Thirty seconds to decide.

A locked quote with the rate, the fee and the exact amount you will receive, then a PIN.

Private beta

Ask for an invite.

The beta is Android-only and invite-only while we complete registration. Leave an email and we will write when a seat opens — nothing else, no newsletter.

A card and mobile recharges are on the roadmap and will launch only with the approvals they need.

Risk disclosure Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. Digital assets are not legal tender in India, are not deposits, and are not insured. Prices can fall as well as rise.